Top 10 Sites Like Fingerhut– Buy Now Pay Later

Fingerhut is a website with a focus on shopping that provides users with affordable financing solutions. The site allows you to purchase more expensive items instantly by providing you with instant credit. This is a great solution not only for those who like to take credit but also for those who failed to get it elsewhere. The credit is then paid back via monthly installments.

Fingerhut boasts with hundreds of thousands of different items, including clothing, health & beauty products, toys, home improvement products, electronics, and more. What makes Fingerhut so popular and great is that it requires no membership or annual fees. You can simply apply for credit online and receive instant approval.

Sites Like Fingerhut

Top 10 Sites Like Fingerhut– Buy Now Pay Later

Even though you may feel like Fingerhut is one of its kind, there are many sites like Fingerhut out there. If you enjoy Fingerhut but want to give its alternatives a chance, keep reading and discover top sites like Fingerhut.

1. Seventh Avenue

Seventh Avenue

Seventh Avenue is certainly one of the best sites like Fingerhut and provides service without annual fees for credit membership. The site focuses on selling jewelries, beauty and health products, toys, gifts, women’s and men’s clothing, furniture, electronics, cookware, and gardening tools.

The annual percentage rate (APR) of Seventh Avenue varies from 5.75% – 23.99%. The orders and credits are normally approved within a day once the application is successfully filled out and submitted. All orders have to be reviewed before they get approved.

Seventh Avenue’s lowest payment plan starts with purchases ranging up to $200 for which the minimum monthly payment is $20. Their maximum payment plan allows purchases of up to $2,400 for which the minimum monthly payment is $80.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

2. Monroe & Main

Monroe & Main

Monroe & Main specializes in selling shoes, clothes, handbags, gifts, jewelry, and accessories. The credit membership includes no annual fees while the APR varies from 5.75% – 23.99%. All applications for the credit are filled out and submit at the point of ordering and checkout. They are normally approved within 24 hours.

In order to be a valid customer, you have to submit a credit check based on which the approval for credit is issued.

Monroe & Main’s lowest payment plan starts with purchases ranging up to $200 for which the minimum monthly payment is $20. Their maximum payment plan allows purchases of up to $1,800 for which the minimum monthly payment is $60.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

3. The Swiss Colony

The Swiss Colony

The Swiss Colony is yet another one of the sites like Fingerhut that can easily compete with the competition. This site focuses on offering food gifts and gluten-free products. Their lowest payment plan starts with purchases ranging up to $75 for which the minimum monthly payment is $10. Their maximum payment plan allows purchases of up to $1,000 for which the minimum monthly payment is $60.

Furthermore, the APR rates of The Swiss Colony range from 5.75% to 23.99%. As the customer places the order, application for credit is also submitted. Credit is usually approved within 24 hours from application. In order to get a credit, credit check is required.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

4. ASHRO

ASHRO

ASHRO is a great site where you can buy shoes, clothes, wigs, and accessories. Similar as with previously mentioned sites, their APR also ranges between 5.75% – 23.99%. A consumer report has to be obtained by the business before you are eligible for credit. Once the approval is issued, you can start placing orders. Each credit application requires approval and has to be submitted at the point of checkout.

ASHRO’s lowest payment plan starts with purchases ranging up to $200 and a minimum monthly installment of $20. Their maximum payment plan allows purchases of up to $1,800 with a minimum monthly installment of $60.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

5. Montgomery Ward

Montgomery Ward

Another excellent choice when it comes to sites like Fingerhut is Montgomery Ward. On this site, you can search for and purchase anything from furniture and home improvement items to electronics and clothing. They also sell toys, beauty and health products, gifts, jewelry, and more. If you want everything at one place, this site is the right one for you. There are no annual fees and you become a member for free.

Montgomery Ward’s lowest payment plan starts with purchases ranging up to $100 and a minimum monthly installment of $20. Their maximum payment plan allows purchases of up to $1,800 with a minimum monthly installment of $60. The credits are released upon careful review of the application for credit which is submitted during ordering phase. As with previously mentioned sites, their APR also ranges between 5.75% – 23.99%.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

6. Country Door

countrydoor

Another one of the best sites like Fingerhut is also Country Door. The site boasts with a large offer of bed and bath equipment, home décor, dining and kitchen equipment, rugs, curtains, furniture and gifts. They also offer seasonal items. All this comes at zero annual fees and you can become a member for free.

As you are ordering, you also submit the application for credit. Credits are then released upon careful review of the application. Normally this happens within 24 hours of submission. Their annual percentage rates range between 5.75% – 23.99%.

Country Door offers lowest payment plan for purchases ranging up to $200 and a minimum monthly installment of $20. Their maximum payment plan allows purchases of up to $1,800 with a minimum monthly installment of $60.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

7. RC Hobby Pro

RC Hobby Pro

RC Hobby Pro is the best of its class and focuses on selling drones, boats, RC cars, and other related equipment and parts. It is an absolute must for RC fans. The membership on the site comes at zero annual fees and zero APR. Instead, there is a fee based on how much balance a consumer wants to carry from month to month. Each 500$ of balance costs the user 5$.

The application for credit on RC Hobby Pro is done at the ordering and checkout step. Credits are then released upon careful review of the application. This usually happens within 24 hours of submission.

All orders under $1,000 placed on RC Hobby Pro require a minimum monthly installment of $25. Any order above $1,000 and up to $3,000 requires a minimum payment of $60/month.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

8. Ginny’s

Ginnys

Looking for kitchen and dining equipment, or perhaps for furniture? Worry no more, Ginny’s got it all. They also offer electronics, beauty products, toys, gifts, health products, and home improvement items. Ginny’s lowest payment plan starts at purchases ranging up to $100 and a minimum monthly installment of $10. Their maximum payment plan allows purchases of up to $1,200 with a minimum monthly installment of $40.

There are no annual fees for credit membership and their APR ranges between 5.75% – 23.99%. A credit check is required before you are eligible for credit. Once the approval is issued, you can start placing orders. Each credit application requires approval and has to be submitted at the point of ordering.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

9. Gettington

Gettington

Gettington specializes in selling electronics, home goods, automotive, jewelry, toys, tools, and clothing. In order to get a credit from Gettington, you need to submit a credit application form. You can find the form by clicking HERE. The minimum payments equal to 5.5% of account balance or 20$, depending on what is better for you.

Their APR is stable at 25.15%. A credit check is required before you are eligible for their credit. Once the approval is issued, you can start placing orders.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

10. Midnight Velvet

Midnight Velvet

Midnight Velvet is certainly one of the best sites like Fingerhut and provides service without annual fees for credit membership. The site focuses on selling jewelries, beauty products, clothing, gifts, accessories, shoes, fitness and home goods.

The annual percentage rate of Midnight Velvet varies from 5.75% – 23.99% and the rate depends on the place of residence and account balance. Customers are guided to the credit application form after they choose Midnight Velvet Credit as their payment method.

Midnight Velvet’s lowest payment plan starts with purchases ranging up to $200 for which the minimum monthly payment is $20. Their maximum payment plan allows purchases of up to $3,300 for which the minimum monthly payment is $110.

Visit their official website by clicking HERE.
Learn more about their crediting opportunities by clicking HERE.

Even though Fingerhut is great, don’t forget about its alternatives. There are many and you certainly don’t have to stick to one site only. Now that you’ve discovered best alternatives, check them out and start shopping!